Welcome!
At Healthcare American, we are independent insurance brokers, dedicated to serving those in need of insurance.
Medicare
We specialize in Medicare and are brokers for the leading Medicare
Advantage and Medicare Supplement markets. We provide assistance in
qualifying you for benefits you may not have known you qualify for,
such as Extra Help/LIS, lower cost/no cost co-pay plans, and
Medicare part D/RX drug plans.
Life Insurance
We provide you with quotes from the leading life insurance
companies, and specialize in understanding your individualized needs
for you and your loved ones. Understanding that life insurance is a
crucial part of today’s every day expenses, we help ensure you have
the best protection at the most affordable rates.
Under 65 Healthcare
We also quote health insurance coverage for individuals and groups
under 65. Being that the high cost of health insurance is preventing
families to continue coverage’s, we at Healthcare American have come
up with new coverage’s, which ensure families can continue having
health insurance coverage at a more affordable cost.
We are proudly independent insurance brokers, which gives us the ability to shop the nation’s leading carriers, for each individual client’s wants and needs, but answering only to our customers. The choices our customers make are key life decisions, and we work every day to help you find the right solutions at affordable prices. What we do at Healthcare American is important, personal, and precise. Every time we help a customer make a decision that is right for them, it makes them and our organization stronger.
Give us a call to see how we can help you and your family. We offer free, no obligation consultations and quotes. We are available year-round to serve our customers.
Medicare Supplement Plans
medicare supplement insurance (Medi-Gap)
Medi-Gap is supplemental insurance to cover some of the “gaps” that Original Medicare (Medicare Parts A and B) does not cover. Medicare out-of-pocket costs can include deductibles, copayments, and coinsurance. Medi-Gap policies are standardized by the federal government, and sold by private insurance companies. The benefits offered in every Medi-Gap policy are standardized by the Federal Government, and can be easily compared between carriers.
More InfoMedicare Advantage (Part C)
Medicare Advantage plans “MA” (aka “Part C”) are Medicare-approved private insurance plans that enable you to choose an HMO or PPO Health insurance plan. These plans typically are simple, all-inclusive plans that include and provide all the benefits of Medicare A, B, and usually D, as well as preventive health care benefits.
Additional benefits covered by “MA” that original Medicare does not cover may include: coverage while traveling outside the U.S.; long-term care; routine eye care; most dental care; dentures; hearing examinations; routine foot care; alternative medicine (acupuncture and chiropractic); long-term or custodial care; medical maintenance services; non-medical services such as in-room tv, telephone, and copies of x-rays; and the choice between HMO’s and PPO’s.
More Info
Life Insurance
Plans have changed, the rates have changed, and your needs may have changed.
We will help you compare all of your options, and find the right plan for you.
More InfoHealth Insurance
We are proud to represent health plans offered by Philadelphia American Insurance Company and New Era Health Plans. Our agency specializes in alternatives to traditional Major Medical which for many is not available or not affordable. Our NON Obamacare plans offer you Freedom of Choice, simple and transparent design and the ability to customize the policy to fit your needs budget.
